Get Account Delinquency Information
Action: POST
Endpoint: /api/CoreCredit/AccountManagement/GetDelinquencyInfoForAccount
Use this API to get the current delinquency status and details related to the card account using the account number and account ID. API returns the delinquency details such as past-due cycles, re-age details, delinquent days, current dues, and other delinquency details.
Request fields details
| Fields | Description |
|---|---|
|
Source string Mandatory |
Source of API Consumer For external system expected sources will be WEB. Allowable Values: 50 |
|
IPAddress string Optional |
IP Address of Client / Application Hosting Server Example: 10.206.0.204 Allowable Values: 15 |
|
DateFormat string Optional |
Place Holder for Future Use. Values are: 1 : MM/dd/yyyy HH:MM:SS (Default) 2 : MM/dd/yy HH:MM:SS 3 : dd/MM/yyyy HH:MM:SS Allowable Values: 25 |
|
CurrencyCode string Optional |
Currency Code Place Holder for Future Use. Valid Values: Refer Appendix Section - Currency Code Example:840 = US Dollar Condition:If no value is passed, default value = 840 Allowable Values: 10 |
|
CurrencySymbolType string Optional |
Place Holder for Future Use. CurrencySymbolType: 1: Currency Sign like $ 2: 3 ALPHA Currency Code like USD Allowable Values: 10 |
|
Language string Optional |
Place Holder for Future Use. Language: en: means use English Default: en - English Allowable Values: 10 |
|
ExternalIP string Mandatory |
IP Address of end user of API Allowable Values: 50 |
|
SessionID string Optional |
Session identifier of the API Example: 000028;026;1349906692 Allowable Values: 100 |
|
APIVersion string Mandatory |
Version of the API to be invoked. Example: 2.0 API Version Current Version 2.0 Allowable Values: 10 |
|
CallerID string Optional |
Caller ID of source from where API is initiated it is End User Caller ID Example: 7204454214 (phone number applicable in Case of IVR) Allowable Values: 20 |
|
CalledID string Optional |
Called ID of destination for which API is initiated It is Destination Called ID Example: 7314145404 (phone number applicable in Case of IVR) Allowable Values: 20 |
|
RequestTime datetime Optional |
Request Date Time of API Format: MM/dd/yyyy HH:mm:ss Example:01/15/2020 10:05:23 |
|
AccountNumber string Conditional |
Account number of cardholder. Valid Values:0-9 Format:XXXXXXXXXX Example:7314145404 Condition: At least one account identifier of AccountNumber or AccountID is mandatory. Allowable Values: 19 |
|
AccountID integer Conditional |
Account ID represents Unique Identity of Account (CoreCard Bsegment Entitity, i.e., the Account ID of program card account). Format:XXXXX Example:12345 Condition: At least one account identifier of AccountNumber or AccountID is mandatory. |
Sample request body
{
"Source": "Web",
"IPAddress": null,
"DateFormat": null,
"CurrencyCode": null,
"CurrencySymbolType": null,
"Language": null,
"ExternalIP": "10.205.0.56",
"SessionID": null,
"APIVersion": "2.0",
"CallerID": null,
"CalledID": null,
"RequestTime": null,
"AccountNumber": "1000000700000135",
"AccountID": 5888
}
Response fields details
| Fields | Description |
|---|---|
|
DelinquencyDetail
|
Array containing Delinquency details of an account |
Sample response body
{
"Message": "Success.",
"Status": true,
"ErrorCode": "Err00017",
"ResponseData": {
"DelinquencyDetail": {
"ClientId": 5030,
"AccountNumber": "1000000700000090",
"AcctId": 5798,
"SysOrgID": 1,
"TotalDue": 0.0,
"CurrentDue": 0.0,
"PastDue": 0.0,
"OneCyclePastDue": 0.0,
"TwoCyclePastDue": 0.0,
"ThreeCyclePastDue": 0.0,
"FourCyclePastDue": 0.0,
"FiveCyclePastDue": 0.0,
"SixCyclePastDue": 0.0,
"SevenCyclePastDue": 0.0,
"TotalPastDue": 0.0,
"CycleDue": 0,
"CollectionReason": "None",
"DaysDelinquent": 0,
"TotalDaysDelinquent": 0,
"DateofOriginalPaymentDue": null,
"DateLastDelinquent": null,
"PastDueCount": 2,
"OneCyclePastDueCount": 0,
"TwoCyclePastDueCount": 0,
"ThreeCyclePastDueCount": 0,
"FourCyclePastDueCount": 0,
"FiveCyclePastDueCount": 0,
"SixCyclePastDueCount": 0,
"SevenCyclePastDueCount": 0,
"NumberOfTimesReaged": 0,
"ReageDate1": null,
"ReageDate2": null,
"ReageDate3": null,
"ReageDate4": null,
"ReageDate5": null,
"ReageDate6": null,
"ReageTypeIndic1": 0,
"ReageTypeIndic2": 0,
"ReageTypeIndic3": 0,
"ReageTypeIndic4": 0,
"ReageTypeIndic5": 0,
"ReageTypeIndic6": 0,
"LastReageDate": null,
"DelinquencyLevel": 1
}
}
}