Update Credit Bureau Reporting
Action: POST
Endpoint: /api/CoreCredit/AccountManagement/UpdateCreditBureauReporting
Use this API to update the information on a card account which is used for credit bureau reporting like ECOACodes, CBRIndicator, CBRDate, Bankruptcy Notification Date etc.
Request fields details
Fields | Description |
---|---|
Source string Mandatory |
Source of API Consumer For external system expected sources will be WEB. Allowable Values: 50 |
IPAddress string Optional |
IP Address of Client / Application Hosting Server Example: 10.206.0.204 Allowable Values: 15 |
DateFormat string Optional |
Place Holder for Future Use. Values are: 1 : MM/dd/yyyy HH:MM:SS (Default) 2 : MM/dd/yy HH:MM:SS 3 : dd/MM/yyyy HH:MM:SS Allowable Values: 25 |
CurrencyCode string Optional |
Currency Code Place Holder for Future Use. Valid Values: Refer Appendix Section - Currency Code Example:840 = US Dollar Condition:If no value is passed, default value = 840 Allowable Values: 10 |
CurrencySymbolType string Optional |
Place Holder for Future Use. CurrencySymbolType: 1: Currency Sign like $ 2: 3 ALPHA Currency Code like USD Allowable Values: 10 |
Language string Optional |
Place Holder for Future Use. Language: en: means use English Default: en - English Allowable Values: 10 |
ExternalIP string Mandatory |
IP Address of end user of API Allowable Values: 50 |
SessionID string Optional |
Session identifier of the API Example: 000028;026;1349906692 Allowable Values: 100 |
APIVersion string Mandatory |
Version of the API to be invoked. Example: 2.0 API Version Current Version 2.0 Allowable Values: 10 |
CallerID string Optional |
Caller ID of source from where API is initiated it is End User Caller ID Example: 7204454214 (phone number applicable in Case of IVR) Allowable Values: 20 |
CalledID string Optional |
Called ID of destination for which API is initiated It is Destination Called ID Example: 7314145404 (phone number applicable in Case of IVR) Allowable Values: 20 |
RequestTime datetime Optional |
Request Date Time of API Format: MM/dd/yyyy HH:mm:ss Example:01/15/2020 10:05:23 |
AccountNumber string Conditional |
Account number of cardholder. Valid Values: 0-9 Format:XXXXXXXXXXXX Example:123654789632 Condition:At least one of AdminNumber/AccountNumber/AccountID is required. Allowable Values: 19 |
AdminNumber int64 Conditional |
Details can be obtained by admin number (Embossing Acctid). Valid Values: 0-9 Format:XXXXXX Example:123654 Condition:At least one of AdminNumber/AccountNumber/AccountID is required. |
ApplicantType integer Optional |
Selects the type of Applicants. Valid Values: 1,2,3,4 Example: 1 = Applicant, 2 = Co-Applicant , 3 = Cosigner , 4 = Secondary Card |
CBRIndicator integer Optional |
Indicates the CBR value. Valid Values: Refer Appendix section 5.57 Example: 1 = Yes. |
CBRDate datetime Mandatory |
Indicates the Credit Bureau Reporting date. Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05 |
SpecialCommentsOverrideValue string Optional |
Displays the special comments. Valid Values: Refer Appendix section 5.58 Example: A = Account acquired by FDIC/NCUA. AB = Debt being paid through insurance. Allowable Values: 5 |
ComplianceConditionCodeOverrideValue string Optional |
Displays the Compliance code. Valid Values: Refer Appendix section 5.59 Example: NO = None XA = Account closed at consumer's request Allowable Values: 5 |
AuthorizedUserCBRIndicator integer Optional |
Indicates the authorised user. Valid Values: 0 = No, 1 = Yes Example: 0 |
ClientID integer Optional |
Client ID of the client. Valid Values: 0-9 Example: 7815 |
ConsumerInformationIndicator string Optional |
Bankruptcy Codes for the consumer. Valid Values: Refer Appendix section 5.60 Allowable Values: 10 |
BankruptcyNotificationDate datetime Optional |
Indicates Bankrupt notification date. Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05 |
ECOACodes string Optional |
The ECOA Code defines the relationship of the consumer to the account in compliance with the Equal Credit Opportunity Act. Valid Values: Refer Appendix section 5.36 Allowable Values: 1 |
AccountID integer Conditional |
Account ID represents Unique Identity of Account (CoreCard Bsegment Entity, i.e., the Account ID of program card account). Valid Values: 0-9 Format:XXXXXX Example:123654 Condition:At least one of AdminNumber/AccountNumber/AccountID is required. |
SpecialCommentsDerivedValue string Optional |
Displayes the derived value of Compliance Condition Code. Valid Values: 0-9 a-z Example:XA Allowable Values: 25 |
ComplianceConditionCodeDerivedValue string Optional |
Displayes the derived value of Compliance Condition Code. Valid Values: 0 - 9 a-z Example:XA Allowable Values: 25 |
SpecialCommentsLastReportedValue string Optional |
Displayes the Last Reported value of special comment. Valid Values: 0 - 9 a-z Example:AH Allowable Values: 25 |
ComplianceLastReportedValue string Optional |
Displayes the Last reported Value of Compliance Condition Code. Valid Values: 0 - 9 a-z Example:AH Allowable Values: 25 |
FCRA1stDateOfDelinquency string Optional |
1st date of delinquency (Fair Credit Reporting Act) Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05 Allowable Values: 25 |
BankruptcyFiledDate datetime Conditional |
Indicates the Bankruptcy File Date. Format: MM/DD/YYYY Example: 01/01/2020 Condition: If on Product Parameter CI > Institution > CBR Report Type is set as ‘Internal’ then this tag is mandatory based on selection of Consumer Information Indicator. If this condition is not satisfied then this tag must be considered as optional. |
DateAccountClosed datetime Conditional |
Indicates the Account Closed File Date. Format: MM/DD/YYYY Condition: Description: Indicates the date when account was closed. Example: 01/01/2020 |
Sample request body
{ "Source": "Web", "IPAddress": "10.120.0.0", "DateFormat": null, "CurrencyCode": null, "CurrencySymbolType": null, "Language": null, "ExternalIP": "10.120.0.0", "SessionID": null, "APIVersion": "2.0", "CallerID": null, "CalledID": null, "RequestTime": null, "AccountID": null, "AccountNumber": "8000000000000011", "AdminNumber": null, "ApplicantType": 1, "ECOACodes": "", "CBRIndicator": 1, "SpecialCommentsOverrideValue": null, "ComplianceConditionCodeOverrideValue": null, "AuthorizedUserCBRIndicator": null, "ClientID": 4258, "ConsumerInformationIndicator": null, "BankruptcyNotificationDate": null, "BankruptcyFiledDate": null, "DateAccountClosed": null }
Response fields details
Fields | Description |
---|
Sample response body
{ "Message": "Record Updated successfully", "Status": true, "ErrorCode": "ERR01045", "ResponseData": null }