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Bank Account Validation

Action: POST

Endpoint: /api/CoreCredit/AccountManagement/BankAccountValidation

Use this API to validate a bank account by performing micro-deposits to the account. This function requires input parameters, such as card number, admin number, bank routing number, and bank account number.

Request fields details
Fields Description

Source

string

Mandatory

Source of API Consumer For external system expected sources will be WEB.

Allowable Values:

50

IPAddress

string

Optional

IP Address of Client / Application Hosting Server Example: 10.206.0.204

Allowable Values:

15

DateFormat

string

Optional

Place Holder for Future Use. Values are: 1 : MM/dd/yyyy HH:MM:SS (Default) 2 : MM/dd/yy HH:MM:SS 3 : dd/MM/yyyy HH:MM:SS

Allowable Values:

25

CurrencyCode

string

Optional

Currency Code Place Holder for Future Use. Valid Values: Refer Appendix Section - Currency Code Example:840 = US Dollar Condition:If no value is passed, default value = 840

Allowable Values:

10

CurrencySymbolType

string

Optional

Place Holder for Future Use. CurrencySymbolType: 1: Currency Sign like $ 2: 3 ALPHA Currency Code like USD

Allowable Values:

10

Language

string

Optional

Place Holder for Future Use. Language: en: means use English Default: en - English

Allowable Values:

10

ExternalIP

string

Mandatory

IP Address of end user of API

Allowable Values:

50

SessionID

string

Optional

Session identifier of the API Example: 000028;026;1349906692

Allowable Values:

100

APIVersion

string

Mandatory

Version of the API to be invoked. Example: 2.0 API Version Current Version 2.0

Allowable Values:

10

CallerID

string

Optional

Caller ID of source from where API is initiated it is End User Caller ID Example: 7204454214 (phone number applicable in Case of IVR)

Allowable Values:

20

CalledID

string

Optional

Called ID of destination for which API is initiated It is Destination Called ID Example: 7314145404 (phone number applicable in Case of IVR)

Allowable Values:

20

RequestTime

datetime

Optional

Request Date Time of API Format: MM/dd/yyyy HH:mm:ss Example:01/15/2020 10:05:23

CardNumber

string

Conditional

Card Number of account holder. Valid Values:0-9 Format:XXXXXXXXXXXXXXXX Example:1236547896541236 Condition:At least one of AdminNumber/CardNumber/AccountNumber is required.

Allowable Values:

19

AdminNumber

int64

Conditional

Details can be obtained by admin number (Embossing Acctid). Valid Values: 0-9 Format:XXXXXXXXX Example:123654789 Condition:At least one of AdminNumber/CardNumber/AccountNumber is required.

AccountNumber

string

Conditional

Account number of cardholder. Valid Values: 0-9 Format:XXXXXXXXXXXXXXXX Example:1236547896325874 Condition:At least one of AdminNumber/CardNumber/AccountNumber is required.

Allowable Values:

19

BankRoute

string

Optional

9 digit field used to identify bank Valid Values: 0-9 Format:XXXXXXXXX Example:365478963

Allowable Values:

9

BankAccountNumber

string

Optional

Bank Account Number. Valid Values: 0-9 Format:XXXXXXXXXXXXXXXX Example:1236547896325874

Allowable Values:

19

BankAccountNumberConfirm

string

Optional

Bank Account Number re-entered to confirm. Valid Values: 0-9 Format:XXXXXXXXXXXXXXXX Example:1236547896325874

Allowable Values:

19

MicroDepositAmount

decimal

Optional

Amount which will be required to validate bank account. Valid Values: 0-9 Format:XXX.XX Example:0.25

Sample request body
{
  "Source": "Web",
  "IPAddress": "10.120.0.0",
  "DateFormat": null,
  "CurrencyCode": null,
  "CurrencySymbolType": null,
  "Language": null,
  "ExternalIP": "10.120.0.0",
  "SessionID": null,
  "APIVersion": "2.0",
  "CallerID": null,
  "CalledID": null,
  "RequestTime": null,
  "CardNumber": null,
  "AdminNumber": 167550,
  "AccountNumber": "8110000000000125",
  "BankRoute": null,
  "BankAccountNumber": "45753457557577",
  "BankAccountNumberConfirm": "45753457557577",
  "MicroDepositAmount": 0.25
}
Response fields details
Fields Description

InvalidAttemps

integer

This is the value of retry attempt. Max retry attempt is 3.

ResponseID

string

This number will ensure that API hit our internal servers. This will always be unique. It can also be null when API is returned from our external servers example – If we pass blank User Id and Password in input then this will be null. This ID can be used for tracking purpose of any request hit the core card internal servers.

Allowable Values:

15

Sample response body

{
  "Message": "Bank Account has been validated.",
  "Status": true,
  "ErrorCode": "ERR01150",
  "ResponseData": {
    "InvalidAttemps": 2,
    "ResponseID": "154545"
  }
}