GetCreditBureauReporting
Action: POST
Endpoint: /api/CoreCredit/AccountManagement/GetCreditBureauReporting
This API is used to Get Credit Bureau report.
Request fields details
Fields | Description |
---|---|
Source string Mandatory |
Source of API Consumer For external system expected sources will be WEB. Allowable Values: 50 |
IPAddress string Optional |
IP Address of Client / Application Hosting Server Example: 10.206.0.204 Allowable Values: 15 |
DateFormat string Optional |
Place Holder for Future Use. Values are: 1 : MM/dd/yyyy HH:MM:SS (Default) 2 : MM/dd/yy HH:MM:SS 3 : dd/MM/yyyy HH:MM:SS Allowable Values: 25 |
CurrencyCode string Optional |
Currency Code Place Holder for Future Use. Valid Values: Refer Appendix Section - Currency Code Example:840 = US Dollar Condition:If no value is passed, default value = 840 Allowable Values: 10 |
CurrencySymbolType string Optional |
Place Holder for Future Use. CurrencySymbolType: 1: Currency Sign like $ 2: 3 ALPHA Currency Code like USD Allowable Values: 10 |
Language string Optional |
Place Holder for Future Use. Language: en: means use English Default: en - English Allowable Values: 10 |
ExternalIP string Mandatory |
IP Address of end user of API Allowable Values: 50 |
SessionID string Optional |
Session identifier of the API Example: 000028;026;1349906692 Allowable Values: 100 |
APIVersion string Mandatory |
Version of the API to be invoked. Example: 2.0 API Version Current Version 2.0 Allowable Values: 10 |
CallerID string Optional |
Caller ID of source from where API is initiated it is End User Caller ID Example: 7204454214 (phone number applicable in Case of IVR) Allowable Values: 20 |
CalledID string Optional |
Called ID of destination for which API is initiated It is Destination Called ID Example: 7314145404 (phone number applicable in Case of IVR) Allowable Values: 20 |
RequestTime datetime Optional |
Request Date Time of API Format: MM/dd/yyyy HH:mm:ss Example:01/15/2020 10:05:23 |
AccountID integer Conditional |
Account ID represents Unique Identity of Account (CoreCard Bsegment Entitity, i.e., the Account ID of program card account). Valid Values : 0-9 Example: 12345 Condition: At least one of AccountID/AdminNumber/AccountNumber is required. |
AccountNumber string Conditional |
Account number of cardholder. Valid Values:0-9 Example:7314145404 Condition: At least one of AccountID/AdminNumber/AccountNumber is required. Allowable Values: 19 |
AdminNumber int64 Conditional |
Details can be obtained by admin number (Embossing Acctid) Valid Values: 0-9 Format: XXXXX Example: 12345 Condition: At least one of AccountID/AdminNumber/AccountNumber is required. |
ApplicantType integer Optional |
Selects the type of Applicants. Valid Values: 1,2,3,4 Example: 1 = Applicant, 2 = Co-Applicant , 3 = Cosigner , 4 = Secondary Card |
Sample request body
{ "Source": "Web", "IPAddress": "10.120.0.1", "DateFormat": null, "CurrencyCode": null, "CurrencySymbolType": null, "Language": null, "ExternalIP": "10.120.0.0", "SessionID": null, "APIVersion": "2.0", "CallerID": null, "CalledID": null, "RequestTime": null, "AccountID": 167555, "AccountNumber": "8110000000000174", "AdminNumber": 129424, "ApplicantType": 1 }
Response fields details
Fields | Description |
---|---|
CBRIndicator string |
Indicates the CBR value Valid Values: 0-9 Format: xx Example: 1 = Yes |
ECOACode string |
Credit Report Details Association Code (ECOA) Valid Values: Refer Appendix section 5.36 Format: xx Example: 1 |
CBRDate datetime |
Indicates the Credit Bureau Reporting date Valid Values: 0-9 Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05 |
SpecialCommentsOverrideValue string |
Displays the special comments Valid Values: Refer Appendix section 5.58 Format: xx Example: A = Account acquired by FDIC/NCUA. Allowable Values: 2 |
SpecialCommentsDerivedValue string |
Displayes the derived value of Compliance Condition Code Valid Values: a-z Format: xx Example:A = Account acquired by FDIC/NCUA. Allowable Values: 2 |
SpecialCommentsLastReportedValue string |
Displayes the Last Reported value of special comment. Valid Values: a-z Format: xx Example: A = Account acquired by FDIC/NCUA. Allowable Values: 2 |
ComplianceConditionCodeOverrideValue string |
Displays the Compliance code Valid Values: Refer Appendix section 5.59 Format: xx Example: NO = NONE Allowable Values: 2 |
ComplianceConditionCodeDerivedValue string |
Displayes the derived value of Compliance Condition Code. Valid Values: a-z Format: xx Example: NO = NONE Allowable Values: 2 |
ComplianceConditionCodeLastReportedValue string |
Displays the Compliance code Valid Values: a-z Format: xx Example: NO = NONE Allowable Values: 2 |
CustomerInformationIndicator string |
Indicates the Customer Information Valid Values: 0-9 a-z Format: xx Example:1A Allowable Values: 100 |
AuthorizedUserCBRIndicator string |
Indicates the authorised user Valid Values: 0-1 Format:x Example: 0 = No, 1 = Yes Allowable Values: 5 |
ClientId string |
Client ID of the client. Valid Values: 0-9 Format:XXXXX Example: 5558547 Allowable Values: 25 |
CoApplicantDeceased integer |
This tag reflects whether the card holder is deceased or not . Valid Values:0- No, 1 - Yes Example: 0 |
BankruptcyNotificationDate datetime |
Indicates Bankrupt notification date Valid Values: 0-9 Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05 |
CoApplicantCBRConsumerInfoIndicator string |
This tag reflect the Co-Applicant consumer information indicator. Valid Values: Format:xx Example:1A Allowable Values: 2 |
CbBnkrptNotifDate string |
Indicates Bankrupt notification date Valid Values: 0-9 Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05 |
Deceased string |
Flag for card holder is deceased or not Valid Values: 0- No, 1 - Yes Format: x Example: 0 Allowable Values: 5 |
FCRA1stDateOfDelinquency datetime |
1st date of delinquency (Fair Credit Reporting Act) Valid Values: 0 - 9 Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05 |
Sample response body
{ "Message": "Credit bureau information returned successfully", "Status": true, "ErrorCode": "ERR01014", "ResponseData": { "CBRIndicator": "1", "ECOACode": null, "CBRDate": "02/28/2017 00:00:00", "SpecialCommentsOverrideValue": "B", "SpecialCommentsDerivedValue": null, "SpecialCommentsLastReportedValue": null, "ComplianceConditionCodeOverrideValue": "XH", "ComplianceConditionCodeDerivedValue": "", "ComplianceConditionCodeLastReportedValue": "", "CustomerInformationIndicator": null, "AuthorizedUserCBRIndicator": null, "ClientId": "1234", "CoApplicantDeceased": 0, "BankruptcyNotificationDate": null, "CoApplicantCBRConsumerInfoIndicator": null, "CbBnkrptNotifDate": null, "Deceased": null, "FCRA1stDateOfDelinquency": null, "CardRelationship": null, "DateAccountClosed": null, "BankruptcyDischargeDate": "01/01/2020" } }