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GetCreditBureauReporting

Action: POST

Endpoint: /api/CoreCredit/AccountManagement/GetCreditBureauReporting

This API is used to Get Credit Bureau report.

Request fields details
Fields Description

Source

string

Mandatory

Source of API Consumer For external system expected sources will be WEB.

Allowable Values:

50

IPAddress

string

Optional

IP Address of Client / Application Hosting Server Example: 10.206.0.204

Allowable Values:

15

DateFormat

string

Optional

Place Holder for Future Use. Values are: 1 : MM/dd/yyyy HH:MM:SS (Default) 2 : MM/dd/yy HH:MM:SS 3 : dd/MM/yyyy HH:MM:SS

Allowable Values:

25

CurrencyCode

string

Optional

Currency Code Place Holder for Future Use. Valid Values: Refer Appendix Section - Currency Code Example:840 = US Dollar Condition:If no value is passed, default value = 840

Allowable Values:

10

CurrencySymbolType

string

Optional

Place Holder for Future Use. CurrencySymbolType: 1: Currency Sign like $ 2: 3 ALPHA Currency Code like USD

Allowable Values:

10

Language

string

Optional

Place Holder for Future Use. Language: en: means use English Default: en - English

Allowable Values:

10

ExternalIP

string

Mandatory

IP Address of end user of API

Allowable Values:

50

SessionID

string

Optional

Session identifier of the API Example: 000028;026;1349906692

Allowable Values:

100

APIVersion

string

Mandatory

Version of the API to be invoked. Example: 2.0 API Version Current Version 2.0

Allowable Values:

10

CallerID

string

Optional

Caller ID of source from where API is initiated it is End User Caller ID Example: 7204454214 (phone number applicable in Case of IVR)

Allowable Values:

20

CalledID

string

Optional

Called ID of destination for which API is initiated It is Destination Called ID Example: 7314145404 (phone number applicable in Case of IVR)

Allowable Values:

20

RequestTime

datetime

Optional

Request Date Time of API Format: MM/dd/yyyy HH:mm:ss Example:01/15/2020 10:05:23

AccountID

integer

Conditional

Account ID represents Unique Identity of Account (CoreCard Bsegment Entitity, i.e., the Account ID of program card account). Valid Values : 0-9 Example: 12345 Condition: At least one of AccountID/AdminNumber/AccountNumber is required.

AccountNumber

string

Conditional

Account number of cardholder. Valid Values:0-9 Example:7314145404 Condition: At least one of AccountID/AdminNumber/AccountNumber is required.

Allowable Values:

19

AdminNumber

int64

Conditional

Details can be obtained by admin number (Embossing Acctid) Valid Values: 0-9 Format: XXXXX Example: 12345 Condition: At least one of AccountID/AdminNumber/AccountNumber is required.

ApplicantType

integer

Optional

Selects the type of Applicants. Valid Values: 1,2,3,4 Example: 1 = Applicant, 2 = Co-Applicant , 3 = Cosigner , 4 = Secondary Card

Sample request body
{
  "Source": "Web",
  "IPAddress": "10.120.0.1",
  "DateFormat": null,
  "CurrencyCode": null,
  "CurrencySymbolType": null,
  "Language": null,
  "ExternalIP": "10.120.0.0",
  "SessionID": null,
  "APIVersion": "2.0",
  "CallerID": null,
  "CalledID": null,
  "RequestTime": null,
  "AccountID": 167555,
  "AccountNumber": "8110000000000174",
  "AdminNumber": 129424,
  "ApplicantType": 1
}
Response fields details
Fields Description

CBRIndicator

string

Indicates the CBR value Valid Values: 0-9 Format: xx Example: 1 = Yes

ECOACode

string

Credit Report Details Association Code (ECOA) Valid Values: Refer Appendix section 5.36 Format: xx Example: 1

CBRDate

datetime

Indicates the Credit Bureau Reporting date Valid Values: 0-9 Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05

SpecialCommentsOverrideValue

string

Displays the special comments Valid Values: Refer Appendix section 5.58 Format: xx Example: A = Account acquired by FDIC/NCUA.

Allowable Values:

2

SpecialCommentsDerivedValue

string

Displayes the derived value of Compliance Condition Code Valid Values: a-z Format: xx Example:A = Account acquired by FDIC/NCUA.

Allowable Values:

2

SpecialCommentsLastReportedValue

string

Displayes the Last Reported value of special comment. Valid Values: a-z Format: xx Example: A = Account acquired by FDIC/NCUA.

Allowable Values:

2

ComplianceConditionCodeOverrideValue

string

Displays the Compliance code Valid Values: Refer Appendix section 5.59 Format: xx Example: NO = NONE

Allowable Values:

2

ComplianceConditionCodeDerivedValue

string

Displayes the derived value of Compliance Condition Code. Valid Values: a-z Format: xx Example: NO = NONE

Allowable Values:

2

ComplianceConditionCodeLastReportedValue

string

Displays the Compliance code Valid Values: a-z Format: xx Example: NO = NONE

Allowable Values:

2

CustomerInformationIndicator

string

Indicates the Customer Information Valid Values: 0-9 a-z Format: xx Example:1A

Allowable Values:

100

AuthorizedUserCBRIndicator

string

Indicates the authorised user Valid Values: 0-1 Format:x Example: 0 = No, 1 = Yes

Allowable Values:

5

ClientId

string

Client ID of the client. Valid Values: 0-9 Format:XXXXX Example: 5558547

Allowable Values:

25

CoApplicantDeceased

integer

This tag reflects whether the card holder is deceased or not . Valid Values:0- No, 1 - Yes Example: 0

BankruptcyNotificationDate

datetime

Indicates Bankrupt notification date Valid Values: 0-9 Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05

CoApplicantCBRConsumerInfoIndicator

string

This tag reflect the Co-Applicant consumer information indicator. Valid Values: Format:xx Example:1A

Allowable Values:

2

CbBnkrptNotifDate

string

Indicates Bankrupt notification date Valid Values: 0-9 Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05

Deceased

string

Flag for card holder is deceased or not Valid Values: 0- No, 1 - Yes Format: x Example: 0

Allowable Values:

5

FCRA1stDateOfDelinquency

datetime

1st date of delinquency (Fair Credit Reporting Act) Valid Values: 0 - 9 Format: MM/DD/YYYY HH:MM:SS Example: 01/01/2020 11:05:05

Sample response body

{
  "Message": "Credit bureau information returned successfully",
  "Status": true,
  "ErrorCode": "ERR01014",
  "ResponseData": {
    "CBRIndicator": "1",
    "ECOACode": null,
    "CBRDate": "02/28/2017 00:00:00",
    "SpecialCommentsOverrideValue": "B",
    "SpecialCommentsDerivedValue": null,
    "SpecialCommentsLastReportedValue": null,
    "ComplianceConditionCodeOverrideValue": "XH",
    "ComplianceConditionCodeDerivedValue": "",
    "ComplianceConditionCodeLastReportedValue": "",
    "CustomerInformationIndicator": null,
    "AuthorizedUserCBRIndicator": null,
    "ClientId": "1234",
    "CoApplicantDeceased": 0,
    "BankruptcyNotificationDate": null,
    "CoApplicantCBRConsumerInfoIndicator": null,
    "CbBnkrptNotifDate": null,
    "Deceased": null,
    "FCRA1stDateOfDelinquency": null,
    "CardRelationship": null,
    "DateAccountClosed": null,
    "BankruptcyDischargeDate": "01/01/2020"
  }
}