Get Product Processing Parameter
Action: POST
Endpoint: /api/CoreCredit/ControlParameters/GetProductProcessingParameter
Use this API to get the configuration details of the card program. A product ID which is assigned to a cards program is mandatory to provide in the API input. API fetches out parameters and configuration details such as auth result codes, fees detail, status field data, primary currency code, max limit assigned to a product, action codes etc.
Request fields details
Fields | Description |
---|---|
Source string Mandatory |
Source of API Consumer For external system expected sources will be WEB. Allowable Values: 50 |
IPAddress string Optional |
IP Address of Client / Application Hosting Server Example: 10.206.0.204 Allowable Values: 15 |
DateFormat string Optional |
Place Holder for Future Use. Values are: 1 : MM/dd/yyyy HH:MM:SS (Default) 2 : MM/dd/yy HH:MM:SS 3 : dd/MM/yyyy HH:MM:SS Allowable Values: 25 |
CurrencyCode string Optional |
Currency Code Place Holder for Future Use. Valid Values: Refer Appendix Section - Currency Code Example:840 = US Dollar Condition:If no value is passed, default value = 840 Allowable Values: 10 |
CurrencySymbolType string Optional |
Place Holder for Future Use. CurrencySymbolType: 1: Currency Sign like $ 2: 3 ALPHA Currency Code like USD Allowable Values: 10 |
Language string Optional |
Place Holder for Future Use. Language: en: means use English Default: en - English Allowable Values: 10 |
ExternalIP string Mandatory |
IP Address of end user of API Allowable Values: 50 |
SessionID string Optional |
Session identifier of the API Example: 000028;026;1349906692 Allowable Values: 100 |
APIVersion string Mandatory |
Version of the API to be invoked. Example: 2.0 API Version Current Version 2.0 Allowable Values: 10 |
CallerID string Optional |
Caller ID of source from where API is initiated it is End User Caller ID Example: 7204454214 (phone number applicable in Case of IVR) Allowable Values: 20 |
CalledID string Optional |
Called ID of destination for which API is initiated It is Destination Called ID Example: 7314145404 (phone number applicable in Case of IVR) Allowable Values: 20 |
RequestTime datetime Optional |
Request Date Time of API Format: MM/dd/yyyy HH:mm:ss Example:01/15/2020 10:05:23 |
ProductID integer Mandatory |
ID assigned to a Program Valid Values:0-9 Format:XXXX Example:Fixed value provided by CoreCard. |
Sample request body
{ "Source": "Web", "IPAddress": "10.120.0.1", "DateFormat": null, "CurrencyCode": null, "CurrencySymbolType": null, "Language": null, "ExternalIP": "10.120.0.0", "SessionID": null, "APIVersion": "2.0", "CallerID": null, "CalledID": null, "RequestTime": null, "ProductID": 3405 }
Response fields details
Fields | Description |
---|---|
Logo
|
get or set Logo |
Sample response body
{ "Message": "Success.", "Status": true, "ErrorCode": "Err00017", "ResponseData": { "Logo": { "ProductName": "abc ECO", "ProductParentName": "Template Record", "ProgramName": null, "PrimaryCurrencyCode": "US Dollar", "ParentInstitution": "abc", "AccountID": 3405, "CardType": null, "ProgramManager": null, "SubProductType": "35", "BankIdentificationNumber": "888801 = abc", "AssociationProductType": "MC21", "NumberOfSecondaryIDs": null, "AutomaticallyClose": "YES", "AutoCloseMonths": 12, "PIIRequired": null, "MaximumCreditLimit": 65000.0, "SuppressCreditLimitInStmtOnline": 0, "SuppressCreditLimitInStmtOutgoing": 0, "SuppressOpenToBuyInStmtOnline": 0, "SuppressOpenToBuyInStmtOutgoing": 0, "ProductStatement": "0", "AccruedInterestReporting": "0", "SummaryProduct": 0, "NumberOfStatementMessages": 5, "DuplicateCheckType": 4, "NumberOfDuplicateAccounts": null, "FirstValidationField": null, "SecondValidationField": null, "ThirdValidationField": null, "ProductMessageGroup": "1039", "PlanSegmentArchivalMonths": "1", "AccountArchivalMonths": 0, "ExistingCustomerSearchBasis": null, "AllowDuplicateCheck": null, "ValidatingPartnerID": null, "Status1": "1", "StatusFieldTitle1": null, "StatusFieldData1": null, "AccountLevelUFEnableSearch1": null, "Status2": "1", "StatusFieldTitle2": null, "StatusFieldData2": null, "AccountLevelUFEnableSearch2": null, "Status3": "1", "StatusFieldTitle3": null, "StatusFieldData3": null, "AccountLevelUFEnableSearch3": null, "Status4": "1", "StatusFieldTitle4": null, "StatusFieldData4": null, "AccountLevelUFEnableSearch4": null, "Status5": "1", "StatusFieldTitle5": null, "StatusFieldData5": null, "AccountLevelUFEnableSearch5": null, "Status6": "1", "StatusFieldTitle6": null, "StatusFieldData6": null, "AccountLevelUFEnableSearch6": null, "Status7": "1", "StatusFieldTitle7": null, "StatusFieldData7": null, "AccountLevelUFEnableSearch7": null, "Status8": "1", "StatusFieldTitle8": null, "StatusFieldData8": null, "AccountLevelUFEnableSearch8": null, "Status9": "1", "StatusFieldTitle9": null, "StatusFieldData9": null, "AccountLevelUFEnableSearch9": null, "Status10": "1", "StatusFieldTitle10": null, "StatusFieldData10": null, "AccountLevelUFEnableSearch10": null, "Status11": "1", "StatusFieldTitle11": null, "StatusFieldData11": null, "AccountLevelUFEnableSearch11": null, "Status12": "1", "StatusFieldTitle12": null, "StatusFieldData12": null, "AccountLevelUFEnableSearch12": null, "Status13": "1", "StatusFieldTitle13": null, "StatusFieldData13": null, "AccountLevelUFEnableSearch13": null, "Status14": "1", "StatusFieldTitle14": null, "StatusFieldData14": null, "AccountLevelUFEnableSearch14": null, "Status15": "1", "StatusFieldTitle15": null, "StatusFieldData15": null, "AccountLevelUFEnableSearch15": null, "Status16": "1", "StatusFieldTitle16": null, "StatusFieldData16": null, "AccountLevelUFEnableSearch16": null, "Status17": "1", "StatusFieldTitle17": null, "StatusFieldData17": null, "AccountLevelUFEnableSearch17": null, "Status18": "1", "StatusFieldTitle18": null, "StatusFieldData18": null, "AccountLevelUFEnableSearch18": null, "Status19": "1", "StatusFieldTitle19": null, "StatusFieldData19": null, "AccountLevelUFEnableSearch19": null, "Status20": "1", "StatusFieldTitle20": null, "StautsFieldData20": null, "AccountLevelUFEnableSearch20": null, "CardLevelUserFieldStatus1": null, "CardLevelUserFieldTitle1": null, "CardLevelUserFieldData1": null, "CardLevelUFEnableSearch1": null, "CardLevelUserFieldStatus2": null, "CardLevelUserFieldTitle2": null, "CardLevelUserFieldData2": null, "CardLevelUFEnableSearch2": null, "CardLevelUserFieldStatus3": null, "CardLevelUserFieldTitle3": null, "CardLevelUserFieldData3": null, "CardLevelUFEnableSearch3": null, "CardLevelUserFieldStatus4": null, "CardLevelUserFieldTitle4": null, "CardLevelUserFieldData4": null, "CardLevelUFEnableSearch4": null, "CardLevelUserFieldStatus5": null, "CardLevelUserFieldTitle5": null, "CardLevelUserFieldData5": null, "CardLevelUFEnableSearch5": null, "CardLevelUserFieldStatus6": null, "CardLevelUserFieldTitle6": null, "CardLevelUserFieldData6": null, "CardLevelUserFieldDDValue6": null, "CardLevelUFEnableSearch6": null, "CardLevelUserFieldStatus7": null, "CardLevelUserFieldTitle7": null, "CardLevelUserFieldData7": null, "CardLevelUserFieldDDValue7": null, "CardLevelUFEnableSearch7": null, "CardLevelUserFieldStatus8": null, "CardLevelUserFieldTitle8": null, "CardLevelUserFieldData8": null, "CardLevelUserFieldDDValue8": null, "CardLevelUFEnableSearch8": null, "CardLevelUserFieldStatus9": null, "CardLevelUserFieldTitle9": null, "CardLevelUserFieldData9": null, "CardLevelUserFieldDDValue9": null, "CardLevelUFEnableSearch9": null, "CardLevelUserFieldStatus10": null, "CardLevelUserFieldTitle10": null, "CardLevelUserFieldData10": null, "CardLevelUserFieldDDValue10": null, "CardLevelUFEnableSearch10": null, "Status21": null, "StatusFieldTitle21": null, "StatusFieldData21": null, "StatusFieldDDValue21": null, "AccountLevelUFEnableSearch21": null, "StatusFieldDDValue22": null, "StatusFieldDDValue23": null, "StatusFieldDDValue24": null, "StatusFieldDDValue25": null, "Status22": null, "StatusFieldTitle22": null, "StatusFieldData22": null, "AccountLevelUFEnableSearch22": null, "Status23": null, "StatusFieldTitle23": null, "StatusFieldData23": null, "AccountLevelUFEnableSearch23": null, "Status24": null, "StatusFieldTitle24": null, "StatusFieldData24": null, "AccountLevelUFEnableSearch24": null, "Status25": null, "StatusFieldTitle25": null, "StatusFieldData25": null, "AccountLevelUFEnableSearch25": null, "CashAccessAllowedOnSecondaryCard": null, "BalanceTransferAllowedOnSecondaryCard": null, "MinimumUsageLimitOfSecondaryCard": null, "UsageResetFrequency": null, "ProductLongDescription": null, "ProductShortDescription": null, "ProductContactFirstName": "", "ProductContactSurname": "", "ProductContactAddressLineOne": "P.O. Box 29429", "ProductContactAddressLineTwo": null, "ProductContactCity": "Atlanta", "ProductContactCountry": "US", "ProductContactStateProvince": "GA", "ProductContactpostalcode": "30359", "CustomerServicePhoneNumber": "844-570-9915", "CollectionsPhoneNumber": "855-381-9523", "FaxNumber": "267-295-1004", "EMailAddress": "service@abc.com", "CashAdvanceAtATMInquiries": "", "Website": "www.abc.com", "MobileWebsite": null, "Privacy": null, "PRemitToName": null, "RAddressLine1": "P.O. Box 2153", "RAddressLine2": "Box/Dept # 3021", "RCity": "Birmingham", "RCountry": "US", "RStateProvince": "AL", "RPostalCode": "35287-3021", "RemitCheckDigit": null, "RLogo": "0 = BankCard", "PGifLocation": null, "RemitToNameOvernight": null, "RAddressLine1Overnight": null, "RAddressLine2Overnight": null, "RCityOvernight": null, "RCountryOvernight": null, "RStateProvinceOvernight": null, "RPostalCodeOvernight": null, "LoadMTDAmount": 0.0, "LoadMTDCount": 0, "DebitsMTDAmount": 0.0, "DebitsMTDCount": 0, "CreditsMTDAmount": 0.0, "CreditsMTDCount": 0, "PaymentsMTDAmount": 0.0, "PaymentsMTDCount": 0, "CashAdvanceMTDAmount": 0.0, "CashAdvanceMTDCount": 0, "PurchasesMTDAmount": 0.0, "PurchasesMTDCount": 0, "CashAdvanceReturnsMTDAmount": 0.0, "CashAdvanceReturnsMTDCount": 0, "PurchaseReturnsMTDAmount": 0.0, "PurchaseReturnsMTDCount": 0, "DisputesMTDAmount": 0.0, "DisputesMTDCount": 0, "NSFReturnsMTDAmount": 0.0, "NSFReturnsMTDCount": null, "SecurityDepositDebitsMTDAmount": 0.0, "SecurityDepositDebitsMTDCount": 0, "SecurityDepositCreditsAmount": 0.0, "SecurityDepositCreditsCount": 0, "InsuranceAmountMTDAmount": 0.0, "TransactionFeesMTDAmount": 0.0, "TransactionFeesMTDCount": 0, "MembershipFeesMTDAmount": 0.0, "MembershipFeesMTDCount": 0, "LateFeesMTDAmount": 0.0, "LateFeesMTDCount": 0, "OverlimitFeesMTDAmount": 0.0, "OverlimitFeesMTDCount": 0, "InsufficientFundsFeesMTDAmount": 0.0, "InsufficientFundsFeesMTDCount": 0, "CollectionFeesMTDAmount": 0.0, "CollectionFeesMTDCount": 0, "RecoveryFeesMTDAmount": 0.0, "NumberRecoveryFeesMTD": 0, "InterestMTDAmount": 0.0, "LoadYTDAmount": 0.0, "LoadYTDCount": 0, "DebitsYTDAmount": 0.0, "DebitsYTDCount": 0, "CreditsYTDAmount": 0.0, "CreditsYTDCount": 0, "PaymentsYTDAmount": 0.0, "PaymentsYTDCount": 0, "CashAdvanceYTDAmount": 0.0, "CashAdvanceYTDCount": 0, "PurchasesYTDAmount": 0.0, "PurchasesYTDCount": 0, "CashAdvanceReturnsYTDAmount": 0.0, "CashAdvanceReturnsYTDCount": 0, "PurchaseReturnsYTDAmount": 0.0, "PurchaseReturnsYTDCount": 0, "DisputesYTDAmount": 0.0, "DisputesYTDCount": 0, "NSFReturnsYTDAmount": 0.0, "NSFReturnsYTDCount": null, "SecurityDepositDebitsYTDAmount": 0.0, "SecurityDepositDebitsYTDCount": 0, "SecurityDepositCreditsYTDAmount": 0.0, "SecurityDepositCreditsYTDCount": 0, "InsuranceYTDAmount": 0.0, "TransactionFeesYTDAmount": 0.0, "TransactionFeesYTDCount": 0, "MembershipFeesYTDAmount": 0.0, "MembershipFeesYTDCount": 0, "LateFeesYTDAmount": 0.0, "LateFeesYTDCount": 0, "OverlimitFeesTYDAmount": 0.0, "OverlimitFeesTYDCount": 0, "InsufficientFundsFeesYTDAmount": 0.0, "InsufficientFundsFeesYTDCount": 0, "CollectionFeesYTDAmount": 0.0, "CollectionFeesYTDCount": 0, "RecoveryFeesYTDAmount": 0.0, "RecoveryFeesYTDCount": 0, "InterestYTDAmount": 0.0, "LoadsLTDAmount": 0.0, "LoadsLTDCount": 0, "DebitsLTDAmount": 0.0, "DebitsLTDCount": 0, "CreditsLTDAmount": 0.0, "CreditsLTDCount": 0, "PaymentsLTDAmount": 0.0, "PaymentsLTDCount": 0, "CashAdvanceLTDAmount": 0.0, "CashAdvanceLTDCount": 0, "PurchasesLTDAmount": 0.0, "PurchasesLTDCount": 0, "CashAdvanceReturnsLTDAmount": 0.0, "CashAdvanceReturnsLTDCount": 0, "PurchaseReturnsLTDAmount": 0.0, "PurchaseReturnsLTDCount": 0, "DisputesLTDAmount": 0.0, "DisputesLTDCount": 0, "NSFReturnsLTDAmount": 0.0, "NSFReturnsLTDCount": null, "SecurityDepositDebitsLTDAmount": 0.0, "SecurityDepositDebitsLTDCount": 0, "SecurityDepositCreditsLTDAmount": 0.0, "SecurityDepositCreditsLTDCount": 0, "InsuranceLTDAmount": 0.0, "TransactionFeesLTDAmount": 0.0, "TransactionFeesLTDCount": 0, "MembershipFeesLTDAmount": 0.0, "MembershipFeesLTDCount": 0, "LateFeesLTDAmount": 0.0, "LateFeesLTDCount": 0, "OverlimitFeesLTDAmount": 0.0, "OverlimitFeesLTDCount": 0, "InsufficientFundsFeesLTDAmount": 0.0, "InsufficientFundsFeesLTDCount": 0, "CollectionFeesLTDAmount": 0.0, "CollectionFeesLTDCount": 0, "RecoveryFeesLTDAmount": 0.0, "RecoveryFeesLTDCount": 0, "InterestLTDAmount": 0.0, "CoreCOLLECTInterfaceIsActive": "1", "SendChargeOffAccounts": "1", "SendAcctForFirstPymtDefault": "1", "CollectionMinBalance": 5.0, "SendAcctForDailyExcessiveUse": "0", "SendAcctForCycleExcessiveUse": "0", "SendDelinquentAccounts": "1", "SendOverlimitAccounts": "0", "SendDelinquencyAndOverlimitAcct": "0", "dailyexecessuse": null, "CycleExcessUse": null, "DelinquencyLevel": "0", "CycleDue": 2, "DaysDelinquent": null, "OverlimitPercentage": 100.0, "OverlimitAmount": null, "PortfolioIDAssignmentMethod": null, "LenderAssignmentMethod": null, "RCChargedOff": 2, "RCDelinquent": 4, "RCDelinquentAndOverlimit": 5, "RCExcessiveUse": 7, "RCFirstPaymentDefault": 3, "RCOverlimit": 8, "RCStatusLow": 6, "RCStatusHigh": 1, "ResActionCodeChargeoff": null, "ResActionCodeDeliq": null, "ResActionCodeDeliqOver": null, "ResActionCodeExcUse": null, "ResActionCodeFPD": null, "ResActionCodeOverlmt": null, "CCaseActionCodeChargeoff": null, "CCaseActionCodeDeliq": null, "CCaseActionCodeDeliqOver": null, "CCaseActionCodeExcUse": null, "CCaseActionCodeFPD": null, "CCaseActionCodeOverlmt": null, "DomesticIVRNumber": null, "IVRCardTextEnglish": null, "TransferOutNumberEnglish": null, "IVRCardTextSpanish": null, "TransferOutNumberSpanish": null, "IVRPasswordFormat": null, "IVRPasswordPolicy": null, "MinimumAnnualIncomeRequirement": 0.0, "ApplicationProcessingType": null, "BureauIntegration": null, "Reports": [ { "ReportName": null, "ScheduleType": "BUSINESSDATE", "ScheduleTime": null, "DeliveryMethod": "Online", "DeliveryFrequency": "Daily", "FtpAddress": null, "FTPLogin": null, "FtpPassword": null, "EmailAddress": null } ], "ArchivalStatus": null, "AuthorizationDecisionControls": [ { "Priority": 1, "ControlID": "101101", "Category": "Card Number", "RuleDescription": "Card Number Check", "ResponseCode": "03 = Invalid Card Number", "Action": "14=Invalid PAN", "OmitForVIPCard": 0, "Status": "Active", "BaseFlag": 1 } ], "AuthResultCodes": [ { "FiveDigitZIPCodeReceived": "Yes", "NineDigitZIPCodeReceived": "No", "ZIPCodeMatched": "Yes", "AddressDataReceived": "Yes", "AddressMatched": "Yes", "MDSAVSResultCode": "Y", "VisaAVSResultCode": "Y", "DiscoverAVSResultCode": "A", "MasterCardAVSResultCode": "Y", "vantivAVSResultCode": "Y", "VantivAVSWithPurchaseADCResponse": null, "VantivAVSOnlyADCResponse": null, "MDSAVSWithPurchaseADCResponse": null, "DiscoverAVSWithPurchaseADCResponse": null, "VisaAVSWithPurchaseADCResponse": null, "MDSAVSWithAccountStatusADCResponse": null, "DiscoverAVSOnlyADCResponse": null, "VisaAVSOnlyADCResponse": null } ], "HoldPayments": null, "StatusMessages": [ { "StatusCategory": "Card", "AccountStatus": "Template Record", "ActiveFlag": "Active", "CardHolderUpdate": "No", "SubjectToFees": "Yes", "Frequency": null, "MessageType": "E-mail", "MessageTemplate": "abc - StatusCardActive", "TemplateVersionID": "2", "Language": "English (United States)", "SelfServiceGroup": "GS : StatusCardActive" } ], "PeriodMessages": [ { "Timing": null, "BeginDate": "01/13/2017 23:20:14", "EndDate": null, "ActiveFlag": "Inactive", "CardHolderUpdate": "No", "SubjectToFees": "Yes", "MessageType": "E-mail", "MessageTemplate": "PeriodAvailableBalance", "TemplateVersionID": "1", "Language": "English (United States)", "SelfServiceGroup": "abc: Available Balance" } ], "MonetaryMessages": null, "SecurityMessages": [ { "SecurityCategory": "Address Change", "ActiveFlag": "Active", "CardHolderUpdate": "Yes", "SubjectToFees": "Yes", "MessageType": "Letter", "MessageTemplate": null, "TemplateVersionID": "1 ", "Language": "English", "SelfServiceGroup": null } ], "CardMessages": [ { "CardCategory": "Issued", "CardSubCategory": "Secondary", "ActiveFlag": "Inactive", "CardHolderUpdate": "No", "SubjectToFees": "Yes", "MessageType": "E-mail", "MessageTemplate": "CardsIssuedPrimary", "TemplateVersionID": "1", "Language": "English (United States)", "SelfServiceGroup": "abc: Card Issued" } ], "ProductBillingCycles": [ { "ExcludedBCMonthly1": null, "ExcludedBCMonthly2": null, "ExcludedBCMonthly3": null, "ExcludedBCMonthly4": null, "ExcludedBCMonthly5": null, "ExcludedBCMonthly6": null, "ExcludedBCMonthly7": null, "ExcludedBCMonthly8": null, "ExcludedBCMonthly9": null, "ExcludedBCMonthly10": null, "ExcludedBCMonthly11": null, "ExcludedBCMonthly12": null, "ExcludedBCMonthly13": null, "ExcludedBCMonthly14": null, "ExcludedBCMonthly15": null, "ExcludedBCMonthly16": null, "ExcludedBCMonthly17": null, "ExcludedBCMonthly18": null, "ExcludedBCMonthly19": null, "ExcludedBCMonthly20": null, "ExcludedBCMonthly21": null, "ExcludedBCMonthly22": null, "ExcludedBCMonthly23": null, "ExcludedBCMonthly24": null, "ExcludedBCMonthly25": null, "ExcludedBCMonthly26": null, "ExcludedBCMonthly27": null, "ExcludedBCMonthly28": null, "ExcludedBCMonthly29": 1, "ExcludedBCMonthly30": 1, "ExcludedBCMonthly31": 1, "ProcessOfacCosignerCheck": null, "ProcessOfacChecks": 1 } ], "PaymentParameters": { "ApplicationOfPaymentsMethod": 1, "PlanPaymentMethod": 5, "OverpaymentApplication": 1, "DeferredPlanExpirationThreshold": 2, "ReturnsCreditsBehavior": 0, "OtherCreditsForInterestGrace": 0, "NonPaymentPurchaseReturnAllocation": null, "PrepaymentActive": 0, "PrepaymentCycles": 0, "CheckPaymentsTranCode": 26693, "eCheckPaymentsTranCode": 27019, "PaymentVarianceMethod": 0, "PaymentVarianceAmount": 0.0, "AutoPayoffTrigger": 0, "PaymentVariancePercentage": 0.0, "PayoffVarianceMethod": 0, "PayoffVarianceAmount": 0.0, "PayoffVariancePercent": 0.0, "PayOffVarianceMaximum": 0.0, "PayoffStatus": "2 (Active)", "PayoffEntireCurrentBalanceTranCode": "559874", "NSFReversalTransactionCode": 26696, "PaymentHierarchyInterest": 1, "PaymentHierarchyTransactionFees": 4, "PaymentHierarchyLateFees": 2, "PaymentHierarchyInsufficientFundsFees": 3, "PaymentHierarchyPendingInterest": 11, "PaymentHierarchyPendingTransactionFees": 12, "PaymentHierarchyPendingLateFees": 13, "PaymentHierarchyPendingInsufficientFundsFees": 14, "PaymentHierarchyOverlimitFees": 5, "PaymentHierarchyInsurancePremiums": 6, "PaymentHierarchyCollectionExpenses": 7, "PaymentHierarchyRecoveryExpenses": 8, "PaymentHierarchyPendingOverlimitFees": 15, "PaymentHierarchyPendingInsurancePremiums": 16, "PaymentHierarchyPendingCollectionExpenses": 17, "PaymentHierarchyPendingRecoveryExpenses": 18, "PaymentHierarchyAnnualFees": 9, "PaymentHierarchyBalanceSubjectToFinanceCharge": 1, "PaymentHierarchyPrincipal": 10, "PaymentHierarchyCurrentCyclePurchases": 0, "PaymentHierarchyPendingAmountFees": 19, "PaymentHierarchyCurrentCycleFees": 0, "PaymentHierarchyFirstCycleOverride": null, "AutoInitialChargeOffInitial": 8, "AutoFinalCO": 0, "AutoInitialCOfrequency": 1, "FinalStatement": 0, "CONumber": 0, "AutoFinalCOFrequency": 1, "TimingOption": 1, "COCreditBalRefund": 1, "COInterest": 1, "COTranFees": 10, "COLateFees": 2, "COInsufficientFundsFees": 3, "COOverlimitFees": 5, "COInsurancePremiums": 6, "COCollectionExpenses": 7, "CORecoveryExpenses": 8, "COAnnualFees": 9, "COPrincipal": 4, "DebitWriteOffHighBalance": 5.0, "DebitWriteOffLowBalance": 0.01, "DebitWriteOffFrequency": 1, "DebitWriteOffDays": 90, "WriteOffBalanceUpdateOption": 0, "CreditWriteOnHighBalance": 0.01, "CreditWriteOnLowBalance": 1.0, "CreditWriteOnFrequency": 1, "CreditWriteOnDays": 90, "WriteOnBalanceUpdateOption": 0, "CreditBalancePlanName": 6049, "CreditBalanceRefundOptions": 2, "CreditBalanceRefundHighBalance": 1.01, "CreditBalanceRefundLowBalance": 5.0, "RefundCheckFrequency": 1, "CreditBalanceDays": 32, "RefundCheckDayOfMonth": null, "CBRBalanceUpdateOption": 0, "PreRefundReportDays": null, "RefundReviewThreshold": null, "AutoCreditBalanceRefundTranCode": 27137, "ManualCreditBalanceRefundTranCode": 27138, "ACHRefundReturnTranCode": 27139, "AdjustLoanBalance": null, "AdjustmentOfEntireCreditRefund": null, "AutomaticLoanAdjustment": null, "AutomaticLoanAdjustmentBy": null, "ManualCBRLoanAdjustmentTxnCode": null, "ManualCBRCreditAdjustmentTxnCode": null, "AutomaticCBRLoanAdjustmentTxnCode": null, "AutomaticCBRCreditAdjustmentTxnCode": null, "CNCardNumberAutoGenerateFlag": "0", "CNCardholderNumberGenerationLevel": "2", "CNCardNumberParent": null, "CNCardType": null, "CNCardTechnology": "Magnetic Stripe", "CardNbrBegin": "8888015000000001", "CardNbrEnd": "8888019999999999 ", "CardNbrIncrementBy": 1, "CardNbrLastUsed": "888801******0012", "CNCheckDigit": "1", "CardNbrAlertTrigger": 1, "CardNbrAlertCounter": 899992, "LastUsedCardNumber": "888801******0012", "CardNumberGenerationMethod": "0", "DirectDebitActive": "1", "DirectDebitPaymentTxnCode": null, "DirectDebitDirectedPaymentTxnCode": null, "DirectDebitResponse": "0", "DirectDebitNotificationDays": null, "CSRPanelPaymentTxnCode": null, "SelfServicePaymentTxnCode": null, "MinimumCSRPayment": 0.0, "MinimumSelfServicePayment": 0.0, "MaximumCSRPayment": 30000.0, "MaximumSelfServicePayment": 30000.0, "DirectCreditActive": "1", "DirectCreditPurchaseTransactionCode": null, "DirectCreditPurchaseReversalTxnCode": null, "DirectCreditReturnTransactionCode": null, "ReportToCreditBureau": "1", "PortfolioType": null, "AccountType": null, "CBRReportType": null, "ReporterName": null, "ReporterAddress": null, "ReporterTelephone": null, "IdentificationNumber": null, "ProgramIdentifierInnovois": null, "ProgramIdentifierEquifax": null, "ProgramIdentifierExperian": null, "ProgramIdentifierTransUnion": null, "CreditBureauReportingBy": null, "CBRXMonths": null, "CBRXDaysDelinquent": 30, "IncludeFrom": null, "IncludeTo": null, "RebuildPHPPayRev": null }, "PerformIDVerification": null, "PerformCIPWhenOFACFails": null, "PerformCIPWhenExperianFails": null, "ManualCIPCureDuration": null, "AutoCIPonPIIupdate": null, "IDVerificationagencyonAccountCreation": null, "IDVerificationagencyonPIIupdate": null, "ManualIDVerificationagency": null, "StatementMessageGroup": null, "QMRReportChannelID": null, "CardTechnology": null, "LoanConversionProduct": null, "CreditTranCode": null, "DebitTranCode": null, "MonetaryTransactionControlGroup": null, "BillingGroup": null, "DefaultBillingTable": null, "ErrorNotificationEmail": null, "ProductRestrictions": null, "FundingRestrictions": null, "ReageFrequency": null, "NoReageAfter": null, "ReageMax": null, "ReageTimeframe": null, "ACHProcessing": null, "ACHPaymentTransactionCode": null, "ACHProcessingLevel": null, "ACHPaymentReversalTxnCode": "26694", "ACHPymtNSFReversalTxnCode": "26696", "OverrideBankVerificationMethod": null, "MTAEnabled": null, "AccountActivationEnabled": null, "MaximumAutomaticActivationResendAttempts": null, "AutomaticAccountActivationResendFrequency": null, "ChangeInCreditLimitAllowedAfterDays": null, "BillingCycleFrequency": null, "AdjustReserveAmountOnLoad": "0", "LoadTransactioncode": "0", "ReserveODVariance": 0.0, "LanguagePreference": null, "LetterBankName": "Midland States Bank of Effingham, IL", "LetterFullProgramName": "abc", "LetterShortProgramName": "abc", "LetterAddressName": "1313 N. 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