Category links

API Links

Decrypt Account Data

Action: POST

Endpoint: /api/CoreCredit/AccountManagement/DecryptAccountData

Use this API to decrypt all the account detail and card details such as bank account number, card number, CVV, SSN, co-applicant SSN, cosigner SSN, and payee account number.

Request fields details
Fields Description

Source

string

Mandatory

Source of API Consumer For external system expected sources will be WEB.

Allowable Values:

50

IPAddress

string

Optional

IP Address of Client / Application Hosting Server Example: 10.206.0.204

Allowable Values:

15

DateFormat

string

Optional

Place Holder for Future Use. Values are: 1 : MM/dd/yyyy HH:MM:SS (Default) 2 : MM/dd/yy HH:MM:SS 3 : dd/MM/yyyy HH:MM:SS

Allowable Values:

25

CurrencyCode

string

Optional

Currency Code Place Holder for Future Use. Valid Values: Refer Appendix Section - Currency Code Example:840 = US Dollar Condition:If no value is passed, default value = 840

Allowable Values:

10

CurrencySymbolType

string

Optional

Place Holder for Future Use. CurrencySymbolType: 1: Currency Sign like $ 2: 3 ALPHA Currency Code like USD

Allowable Values:

10

Language

string

Optional

Place Holder for Future Use. Language: en: means use English Default: en - English

Allowable Values:

10

ExternalIP

string

Mandatory

IP Address of end user of API

Allowable Values:

50

SessionID

string

Optional

Session identifier of the API Example: 000028;026;1349906692

Allowable Values:

100

APIVersion

string

Mandatory

Version of the API to be invoked. Example: 2.0 API Version Current Version 2.0

Allowable Values:

10

CallerID

string

Optional

Caller ID of source from where API is initiated it is End User Caller ID Example: 7204454214 (phone number applicable in Case of IVR)

Allowable Values:

20

CalledID

string

Optional

Called ID of destination for which API is initiated It is Destination Called ID Example: 7314145404 (phone number applicable in Case of IVR)

Allowable Values:

20

RequestTime

datetime

Optional

Request Date Time of API Format: MM/dd/yyyy HH:mm:ss Example:01/15/2020 10:05:23

AdminNumber

int64

Conditional

Details can be obtained by admin number (Embossing Acctid) Valid Values:0-9 Format:XXXXX Example:12345 Condition: At least one account identifier is required.

AccountNumber

string

Conditional

Account number of cardholder/AccountHolder. Valid Values:0-9 Format:XXXXXXXXXX Example:7314145404 Condition: At least one account identifier is required.

Allowable Values:

19

DecisionFlag

integer

Mandatory

0 = Then Show Full CardNumber 1 = Then Show Full SSN 2 = Then Show Full CardNumber and SSN 3 = Then Show Bank Account Number 4 = Then Show Full CardNumber and CVV 6 = Then Show NameOnCard , CVV , CardExpiry, CardNumber 7 = Then Show PayeeAccountNumber in Clear 11 = Then Show Loan Account Number

BankName

string

Conditional

MethodName of the Bank which you get in the response of ManageBankAccount API while adding the Bank. Valid Values: 0-9 Format:XXXXXXXXXX Example:1153783 Condition: If DecisionFlag = 3 then BankName is required

Allowable Values:

19

OriginatorPaymentID

string

Conditional

This is the ID created at the issuer end. This ID will be acting as lifecycle ID. Condition: For Balance Transfer If DecisionFlag = 7 then OriginatorPaymentID is required.

Allowable Values:

100

CustomerID

string

Optional

Unique ID associated with Customer. Valid Values: 0-9 Example: 121730

Allowable Values:

25

LoanID

string

Conditional

LoanID Condition: If DecisionFlag = 11 then LoanID is required

Allowable Values:

10

IdentifierToken

string

Conditional

A generated token that is not expired can be used as an input field to access API. If we are passing this field in input, user should not pass any other account identifier. Condition:At least one account identifier is required.

Allowable Values:

800

Statementdate

string

Conditional

Date when statement will be generated Valid Values:1215090000

Allowable Values:

800

Sample request body
{
  "Source": "WEB",
  "IPAddress": "10.120.0.1",
  "DateFormat": null,
  "CurrencyCode": null,
  "CurrencySymbolType": null,
  "Language": null,
  "ExternalIP": "10.120.0.0",
  "SessionID": null,
  "APIVersion": "2.0",
  "CallerID": null,
  "CalledID": null,
  "RequestTime": null,
  "AdminNumber": 125970,
  "AccountNumber": "5000000000003698",
  "DecisionFlag": 0,
  "BankName": null,
  "OriginatorPaymentID": null,
  "CustomerID": null,
  "LoanID": null,
  "IdentifierToken": null,
  "Statementdate": null
}
Response fields details
Fields Description

BankAccountNumber

string

Bank Account Number Valid Values:0-9 Format:XXXXXXXXXXXXXXXXXXX Example:0000000001234567891

Allowable Values:

19

CardNumber

string

Card Number of account holder Valid Values:0-9 Format:XXXXXXXXXXXXXXXX Example:1236547896541236

Allowable Values:

19

CVV

string

3 Digit security number printed on back side of the card. Valid Values:0-9 Format:XXX Example:456

Allowable Values:

3

SSN

string

Card holder's Social Security Number Format:AAAGGSSSS Example:078051120

Allowable Values:

9

PayeeAccountNumber

string

Payee’s Account Number. (Card No. / Loan Account Number) Valid Values: 0-9 Condition: For Balance Transfer

Allowable Values:

19

CoApplicantSSN

string

Co-Applicant's Social Security Number Format:AAAGGSSSS Example:078051120

Allowable Values:

9

CosignerSSN

string

Cosigner's Social Security Number Format:AAAGGSSSS Example:078051120

Allowable Values:

9

LoanAccontNumber

string

Get or Set LoanAccontNumber

Allowable Values:

19

Sample response body

{
  "Message": "Account Data Returned Successfully.",
  "Status": true,
  "ErrorCode": "ERR0000",
  "ResponseData": {
    "BankAccountNumber": null,
    "CardNumber": "XXXXXXXXXXXXXXXX",
    "CVV": null,
    "SSN": null,
    "PayeeAccountNumber": null,
    "CoApplicantSSN": null,
    "CosignerSSN": null,
    "LoanAccontNumber": null,
    "CardExpirationDate": null,
    "NameOnCard": null,
    "FourDigitsCSC": null,
    "BusinessName": null,
    "CardArtID": null
  }
}